Miles
55 mi
Year
2005
Penske Used Trucks
Rochester, NY
VIN
1JJV532W05L899059
NHTSA VerifiedStock #
penske-50153
Dealer
Penske Used Trucks
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2005 Wabash · 55 mi
Est. monthly
$156.99
Pre-tax purchase price
$775
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$7,475
Total interest
$1,944
Total cost
$10,194
Effective / month
$156.99
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
