2020 Kenworth T680

$35,000

UsedClass 8Sleeper Truck

Elizabeth, NJ

Miles

423,606 mi

Year

2020

Engine

PACCAR MX 13 Liter

Horsepower

455 HP

Transmission

Automatic

Fuel

Diesel

Specifications

Full model specs

Engine

Make: PACCAR
Model: MX 13 Liter
HP: 455
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

Arrow Truck Sales

Elizabeth, NJ

Visit dealer page

Asking

$35,000

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VIN ARRWSTCK000273398 · Stock #arrow-273398

2020 Kenworth T680

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UsedClass 8Sleeper Truck

Finance calculator

2020 Kenworth T680 · 423,606 mi

Est. monthly

$672.06

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,500

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$32,000

Total interest

$8,324

Total cost

$43,824

Effective / month

$672.06

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.

Market Index

2020 Kenworth T680 MX 13 Liter

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Median Price

$37,999

This listing

−8% vs. comp median

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