2020 Volvo VNL 860

$45,999

UsedClass 8Sleeper Truck

Fontana, CA

Miles

582,632 mi

Year

2020

Engine

Volvo VED13

Horsepower

425 HP

Transmission

Automated Manual

Fuel

Diesel

Specifications

Engine

Make: Volvo
Model: VED13
HP: 425
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Trans. Model: Volvo I-Shift 12 Speed
Rear Ratio

Dealer

Arrow Truck Sales Fontana

Fontana, CA

Visit dealer page

Asking

$45,999

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VIN ARRWSTCK000271388 · Stock #arrow-271388

2020 Volvo VNL 860

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UsedClass 8Sleeper Truck

Finance calculator

2020 Volvo VNL 860 · 582,632 mi

Est. monthly

$879.96

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$4,600

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$41,899

Total interest

$10,898

Total cost

$57,397

Effective / month

$879.96

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.

Market Index

2020 Volvo VNL 860 VED13

View full index →

Median Price

$52,999

This listing

−13% vs. comp median

Active listings

Market Index

2020 Volvo VNL 860 VED13

View full index →

Median Price

$52,999

This listing

−13% vs. comp median

Active listings

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2020 Volvo VNL 860

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