2020 Volvo VNR 640

$34,900

UsedClass 8

Waukee

Miles

557,973 mi

Year

2020

Engine

Volvo D13

Horsepower

405 HP

Transmission

Automatic

Axle Config

6x4

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic

Dealer

GATR

Waukee

Search trucks

1 / 2

2020 Volvo VNR 640

$34,900

UsedClass 8

Link copied!

Waukee

Chassis

Wheelbase: 172"
GVWR: 33,001 lbs
Front Axle: 12,500 lbs
Rear Axle: 38,000 lbs

Details

Mileage: 557,973 mi
Body Type: Truck-Tractor

VIN

4V4WC9EG9LN225380

NHTSA Verified

Stock #

gatr-scrape-16733101

Dealer

GATR

Your nameYour email addressYour phone number

By submitting this form you agree to receive SMS and email from this dealer regarding your inquiry. Msg & data rates may apply. Reply STOP to opt out at any time.

Get notified about trucks like this

We'll email you when similar listings are added or prices drop.

Market Index

2020 Volvo VNR 640 D13

View full index →

Median Price

$39,825

This listing

12% below market median

Active listings

Asking-Price Intelligence

Median ask (active)$39,900N=77

Asking range (P25–P75)$36,500 – $46,950

This listing13% below median ask

Median ask (incl. 90d delisted)$39,750N=143

Median days listed18N=67, last 12 months

Had any asking reduction39%of 148 listings

Median total reduction8.1%

We track asking prices and listing behavior, not transaction prices. We do not know the prices these units actually sold for.

Specifications

Engine

Make: Volvo
Model: D13
HP: 405
Displacement: 12.8L
Fuel: Diesel

Drivetrain

Transmission: Automatic
Axle Config: 6x4
Rear Ratio: 2.47

Chassis

Wheelbase: 172"
GVWR: 33,001 lbs
Front Axle: 12,500 lbs
Rear Axle: 38,000 lbs

Details

Mileage: 557,973 mi
Body Type: Truck-Tractor

Finance calculator

2020 Volvo VNR 640 · 557,973 mi

Est. monthly

$670.17

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,490

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$31,910

Total interest

$8,300

Total cost

$43,700

Effective / month

$670.17

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.

Asking-Price Intelligence

Median ask (active)$39,900N=77

Asking range (P25–P75)$36,500 – $46,950

This listing13% below median ask

Median ask (incl. 90d delisted)$39,750N=143

Median days listed18N=67, last 12 months

Had any asking reduction39%of 148 listings

Median total reduction8.1%

We track asking prices and listing behavior, not transaction prices. We do not know the prices these units actually sold for.