Year
2026
Engine
Volvo D13
Horsepower
475 HP
Axle Config
6x4
Fuel
Diesel
GVWR
33,001 lbs
M&K Truck Centers
Summit, IL
Asking
Call for Price
VIN 4V4BC9EJ4TN710181 · Stock #mk-320336
Summit, IL
2026 Volvo VNL 860 — get instant answers about specs, inspection tips, or comparisons.
2026 Volvo VNL 860
Est. monthly
$1,522.63
Pre-tax purchase price
$8,000
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$72,500
Total interest
$18,858
Total cost
$99,358
Effective / month
$1,522.63
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2026 Volvo VNL 860 D13
Median Price
$192,950
Active listings
27
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$189,900
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2026 Volvo VNL 860
$189,900
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$19,900
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Rush Truck Centers
2027 Volvo VNL 860
$192,900
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McMahon Truck Centers
2026 Volvo VNL 860
$193,000
300 mi
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McMahon Truck Centers
2026 Volvo VNL 860
$192,900
300 mi
Indianapolis, IN
McMahon Truck Centers
2027 Volvo VNL 860
$192,900
434 mi
Clarksville, IN
McMahon Truck Centers