2019 Volvo VNR 640

$39,977

UsedClass 8Day Cab

Miles

218,421 mi

Year

2019

Engine

Volvo D11

Horsepower

385 HP

Transmission

Automated Manual

Axle Config

6x4

Specifications

Engine

Make: Volvo
Model: D11
HP: 385
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual

Dealer

TEC

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2019 Volvo VNR 640

$39,977

UsedClass 8Day Cab

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Chassis

GVWR: 33,001 lbs

Details

Mileage: 218,421 mi
Body Type: Truck-Tractor

VIN

4V4WC9DG3KN200684

NHTSA Verified

Stock #

tec-scrape-UC5478L

Dealer

TEC

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Market Index

2019 Volvo VNR 640 D11

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Median Price

$39,950

This listing

Near market median

Active listings

Asking-Price Intelligence

Median ask (active)$39,977N=19

Asking range (P25–P75)$39,385 – $45,355

This listingNear median ask

Median ask (incl. 90d delisted)$39,977N=22

Median days listed35N=4, last 12 months

Had any asking reduction46%of 24 listings

Median total reduction7.5%

We track asking prices and listing behavior, not transaction prices. We do not know the prices these units actually sold for.

Specifications

Engine

Make: Volvo
Model: D11
HP: 385
Displacement: 10.8L
Fuel: Diesel

Drivetrain

Transmission: Automated Manual
Axle Config: 6x4

Chassis

GVWR: 33,001 lbs

Details

Mileage: 218,421 mi
Body Type: Truck-Tractor

Finance calculator

2019 Volvo VNR 640 · 218,421 mi

Est. monthly

$766.13

Vehicle price

Pre-tax purchase price

Term (months)

Down payment (10%)

$3,998

Owner-ops: 10–20% typical

APR (9.50%)

Prime 7–9% · Median 9–12% · Subprime 14%+

Trade-in value

Deducted from financed amount

Condition

Drives Federal Excise Tax (FET)

Federal Excise Tax (FET)

FET applies$0

Skip if straight truck under 33k GVWR or trailer under 26k GVWR.

Off — used vehicles are exempt

Sales tax (0.00%)

Often 0% for interstate commercial use

Doc fee

Some states cap (CA $85, NY $75)

Title + registration

State title + lien fee

Balloon payment at end

Lowers monthly; paid as lump at term

Apply Section 179 first-year deduction

Heavy trucks (GVWR > 14,000 lbs) qualify for full deduction up to $1,220,000 in 2026. Assumes purchase in service this tax year. Consult a CPA.

Amount financed

$36,479

Total interest

$9,489

Total cost

$49,966

Effective / month

$766.13

Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.