Miles
353,268 mi
Year
2020
Engine
Volvo
Axle Config
6x4
Fuel
Diesel
This 2020 Volvo VNR 640 is a used Class 8 commercial truck, listed in the Day Cab category. Configured as a day cab, it is suited for regional and local distribution routes. The truck is powered by a Volvo diesel engine. The odometer shows 353,268 miles, and the unit is offered in fair condition. The current asking price is $39,900, representing the dealer's current asking price. This truck is currently offered by Ballard Truck Centers, located in Worcester, MA. Interested parties should contact the dealer directly to verify availability, confirm specifications, and arrange an on-site inspection before purchase. All specifications, odometer readings, and pricing information are provided by the selling dealer and should be independently verified prior to purchase. This listing was sourced from the dealer's active inventory feed and reflects the stock availability and specifications at the time of the most recent data synchronization.
Ballard Truck Centers
Worcester, MA
Asking
$39,900

VIN 4V4WC9EH3LN250493 · Stock #bznrd-164831
Worcester, MA
2020 Volvo VNR 640 — get instant answers about specs, inspection tips, or comparisons.
This 2020 Volvo VNR 640 is a used Class 8 commercial truck, listed in the Day Cab category. Configured as a day cab, it is suited for regional and local distribution routes. The truck is powered by a Volvo diesel engine. The odometer shows 353,268 miles, and the unit is offered in fair condition. The current asking price is $39,900, representing the dealer's current asking price. This truck is currently offered by Ballard Truck Centers, located in Worcester, MA. Interested parties should contact the dealer directly to verify availability, confirm specifications, and arrange an on-site inspection before purchase. All specifications, odometer readings, and pricing information are provided by the selling dealer and should be independently verified prior to purchase. This listing was sourced from the dealer's active inventory feed and reflects the stock availability and specifications at the time of the most recent data synchronization.
2020 Volvo VNR 640 · 353,268 mi
Est. monthly
$764.68
Pre-tax purchase price
$3,990
Owner-ops: 10–20% typical
Prime 7–9% · Median 9–12% · Subprime 14%+
Deducted from financed amount
Drives Federal Excise Tax (FET)
Skip if straight truck under 33k GVWR or trailer under 26k GVWR.
Off — used vehicles are exempt
$0
Often 0% for interstate commercial use
Some states cap (CA $85, NY $75)
State title + lien fee
Lowers monthly; paid as lump at term
Amount financed
$36,410
Total interest
$9,471
Total cost
$49,871
Effective / month
$764.68
Estimate only. Actual financing depends on credit, dealer program, and lender terms. Heavy-truck APRs typically range 7–18% depending on credit tier, vehicle age, and LTV. Interstate commercial-use purchases are often exempt from state sales tax. TruckRadar is not a lender. Consult a commercial-vehicle lender for binding quotes.
Market Index
2020 Volvo VNR 640
Median Price
$42,900
This listing
−7% vs. comp median
Active listings
31